Dubai Property Guide

Modern off-plan developments with flexible payment plans and tax-free returns. From $250,000, invest in one of the world's fastest-growing property markets.

Price Range

$250K - $500K+

AUD

Rental Yield

5-9%

Gross annual

Tax Rate

0%

No property, income, or capital gains tax

Why Invest in Dubai?

Dubai's off-plan property market is booming, with over 70% of transactions in 2024-2025 being off-plan purchases. The market offers modern developments, flexible payment plans, and potential Golden Visa pathways, all in a tax-free environment with world-class infrastructure.

Key Advantages

  • Full freehold ownership in designated zones
  • No property tax, capital gains tax, or income tax
  • Flexible payment plans (10/70/20, 70/30 common)
  • Strong rental yields (5-9%)
  • Potential 10-year investor visa
  • Modern infrastructure and amenities

Key Challenges

  • High minimum investment (from $250,000)
  • 40% deposit required for non-residents (bank financing)
  • Market volatility
  • Oversupply risk in some areas
  • Distance from Australia

Property Opportunities

Affordable Off-Plan
$250,000 - $376,000

Locations: Dubai Silicon Oasis, Deira, Dubai Sports City

Type: Studio to 1-bedroom apartments

Yield: 6-9%

Developer financing available. Perfect for rental investment or personal use. Strong demand from young professionals and expats.

Mid-Range Developments
$376,000 - $500,000

Developers: Emaar, DAMAC

Locations: Dubai Hills Estate, Emaar South, The Valley

Type: 1-2 bedroom apartments, townhouses

Yield: 5-8%

Flexible payment plans (10/70/20, 70/30). Family-friendly communities with excellent amenities.

Emaar Properties
#1 UAE Developer

Iconic Projects: Burj Khalifa, Dubai Mall, Dubai Marina

Market Cap: ~AED 120 billion

Services: Mortgage calculator, payment plans, international buyer support

The most trusted developer in the UAE, with a proven track record of delivering world-class projects.

DAMAC Properties
Luxury Specialist

Contact: +971 4 515 6111 | +971 561 30 4754

Email: [email protected]

Services: Video calls, in-person meetings, callback scheduling

Specializes in luxury real estate with innovative designs and premium locations.

Developer Payment Plans

10/70/20 Plan
Most Popular
Deposit10%
During Construction70%
On Completion20%

Spread payments over 2-4 years (construction period). Minimal upfront capital required.

70/30 Plan
Lower Final Payment
During Construction70%
On Completion30%

Higher payments during construction, smaller final payment. Good for those with steady income.

50/50 Plan
Balanced Approach
During Construction50%
On Completion50%

Equal split between construction and completion. Balanced payment structure.

Bank Financing Alternative

If you prefer traditional bank financing instead of developer payment plans:

Non-residents: 40% deposit required

Higher deposit than developer plans

International banks: HSBC, Citibank offer UAE mortgages

Familiar banking relationships

Rental Yields by Area

Dubai Marina6-8%

Waterfront living, high demand

Downtown Dubai4-6%

Premium location, Burj Khalifa area

Dubai Hills Estate5-7%

Family-friendly, golf course community

Business Bay7-9%

Commercial hub, high rental demand

Dubai Silicon Oasis7-9%

Affordable, tech hub

Ongoing Costs

Service charges$1,500-$4,500/year
DEWA (utilities)$100-$300/month
Chiller fees (if applicable)$500-$1,500/year
Property management5-10% of rental income
Property tax0% (None)
Income tax on rental0% (None)
Capital gains tax0% (None)

Tax-Free Investment

Dubai offers a completely tax-free environment for property investors. No property tax, no income tax on rental income, and no capital gains tax when you sell. This significantly improves your net returns compared to many other markets.

Visa Pathway

10-Year Investor Visa
Golden Visa

Investment Required: AED 10 million+ (max 40% in real estate)

Benefits: 10-year renewable visa for investor and family

Significant investment required, but offers long-term residency and business opportunities.

2-Year Renewable Visa
Property Purchase Visa

Investment Required: AED 750,000+ property purchase

Conditions: Specific criteria apply

More accessible option for property investors. Renewable every 2 years while property is owned.

Ready to Explore Dubai Opportunities?

We connect you with Dubai's leading developers including Emaar and DAMAC. Flexible payment plans, tax-free returns, and potential visa pathways await.